Mortgage Checklist

 

For your convenience, we’ve compiled a checklist to help get your financial documents in order to prepare you for the loan application process:

All Applications:

  • Employer information for the last 2 years: names, addresses, phone numbers
  • Your home addresses for the last 2 years
  • W-2 forms for all jobs in the last 2 years
  • Most recent 30 days of pay stubs, including year-to -date earnings
  • Signed personal tax returns for the last 2 years with all schedules (self-employed only)
  • Most recent bank statements for all accounts – ALL PAGES
  • Most recent statement for any stocks, bonds, mutual funds, IRAs, 401Ks, etc

Additional Documentation if Applicable

  • Fully executed copy of sales contract with all riders and attorney information
  • Gift letter, fully executed
  • Divorce decree
  • Renters: Last 2 years landlord(s) name(s), address(es) and phone number(s)
  • For each other property owned: address, current market value, debt on property, taxes and lease/rental agreements of Schedule E form tax returns
  • Bankruptcy discharge papers and any credit obtained since bankruptcy
  • Corporate tax returns – Applicable for Self Employed
  • Partnership returns – Applicable for Self Employed
  • Year-to-date profit -and- loss statement – Applicable for Self Employed

Download the Mortgage Checklist PDF