Disclosures and License Information

Perl Mortgage, Inc. is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Perl Mortgage, Inc. will never be discouraged on the basis of sex, marital status, race, color, national origin, or public assistance income. All information we request is voluntary, and will be kept confidential.

For more information on the ECOA, please visit: http://www.ftc.gov

For NMLS information, please visit: http://www.nmlsconsumeraccess.org

Additional Perl Mortgage, Inc. Disclosure Requirements

Perl Mortgage, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below.

  • Perl Mortgage, Inc. – NMLS ID 19186
  • Arizona – Perl Mortgage, Inc. – 460 West Johnson Drive, Gilbert, AZ., 85233, Mortgage Banker License # 0904956 and DEPARTMENT OF FINANCIAL INSTITUTIONS, 2910 N. 44th Street, Suite 310, Phoenix, Arizona 85018, (602) 771-2800
  • California – # 4130865 – The California Department of Business Oversight, 320 West 4th Street, Suite 750, Los Angeles, CA 90013-2344, (866) 275-2677
  • Connecticut – CONNECTICUT DEPARTMENT OF BANKING, CONSUMER CREDIT DIVISION, 260 Constitution Plaza, Hartford, Connecticut 06103-1800, (800) 831-7225
  • Illinois Residential Mortgage Licensee– Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, Illinois, 60601, (844) 768-1713, 2936 W Belmont Ave, Chicago, IL 60618 MB0004358
  • Florida – OFFICE OF FINANCIAL REGULATION, DIVISION OF CONSUMER FINANCE, 200 E. Gaines Street, Tallahassee, FL 32399-0376, (850) 410-9805
  • Indiana – Indiana Department of Financial Institutions, Consumer Credit Division, 30 South Meridian Street, Suite 300, Indianapolis, IN 46204, (317) 232-3955
  • Massachusetts – Mortgage Lender & Mortgage Broker License MC19186, Massachusetts Division of Banks, 1000 WASHINGTON STREET, 10TH FLOOR, BOSTON, MA 02118-6400, (617) 956-1500
  • Michigan – Office of Financial and Insurance Regulation, Consumer Finance, 611 W. Ottawa Street, 3rd Floor, Lansing, MI 48933, (877) 999-6442
  • Minnesotta – Minnesota Department of Commerce, 85 7th Place East, Suite 500, St. Paul, Minnesota 55101-2198, (651) 539-1600
  • Mississippi – Licensed by the Mississippi Department of Banking and Consumer Finance
  • Texas – Perl Mortgage, Inc. is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Perl Mortgage, Inc. should contact the Texas Department of Banking.

    Consumer/customers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below:

    In Person/Mail: 2601 N. Lamar Blvd, Ste. 300, Austin, TX 78705-4294
    Phone: (877) 276-5554
    Fax: (512) 475-1313
    Email: consumer.complaints@dob.texas.gov
    Online: http://www.dob.texas.gov/file-complaint

    CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

    THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
  • Virginia – Licensed by Virginia State Corporation Commission, License # MC-5428
  • Wisconsin – WISCONSIN DEPARTMENT OF FINANCIAL INSTITUTIONS, MORTGAGE BANKING SECTION, 201 W WASHINGTON AVE, SUITE 500, MADISON, WI 53703, (608) 261-7578

 

States in which we do business and license numbers:

  • Alabama #22354 
  • Arkansas – Company license # 104925
  • Arizona License – Perl Mortgage, Inc. – 460 West Johnson Drive, Gilbert , AZ., 85233 Mortgage Banker
    License # 0904956, DEPARTMENT OF FINANCIAL INSTITUTIONS, 2910 N. 44th Street, Suite 310, Phoenix, Arizona
    85018, (602) 771-2800
  • California License # 4130865 – The California Department of Business Oversight, 320 West 4th Street, Suite 750, Los Angeles, CA 90013-2344, (866) 275-2677
  • Colorado # LMB-100020848
  • Connecticut License # 19728, CONNECTICUT DEPARTMENT OF BANKING, CONSUMER CREDIT DIVISION, 260 Constitution Plaza, Hartford, Connecticut 06103-1800, (800) 831-7225
  • Delaware License # 022053
  • DC MLB19186
  • Florida License # MLD379, OFFICE OF FINANCIAL REGULATION, DIVISION OF CONSUMER FINANCE, 200 E. Gaines Street, Tallahassee, FL 32399-0376, (850) 410-9805
  • Georgia 41280
  • Illinois Residential Mortgage Licensee- Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, Illinois, 60601, (844) 768-1713, 2936 W Belmont Ave, Chicago, IL 60618 MB0004358
  • Indiana 1st Mortgage License # 10857, Indiana Department of Financial Institutions, Consumer Credit Division, 30 South Meridian Street, Suite 300, Indianapolis, IN 46204, (317) 232-3955
  • Iowa License # 2011-0141
  • Kansas License # MC.0025150
  • Maryland #21163
  • Massachusetts – Mortgage Lender & Mortgage Broker License MC19186, Massachusetts Division of Banks, 1000 WASHINGTON STREET, 10TH FLOOR, BOSTON, MA 02118-6400, (617) 956-1500
  • Michigan 1st Mortgage License # FR0019900 – Michigan 2nd Mortgage License # SR1014, Office of Financial and Insurance Regulation, Consumer Finance, 611 W. Ottawa Street, 3rd Floor, Lansing, MI 48933, (877) 999-6442
  • Minnesota License # MN-MO-20541807, Minnesota Department of Commerce, 85 7th Place East, Suite 500, St. Paul, Minnesota 55101-2198, (651) 539-1600
  • Mississippi – License # is 19186
  • Missouri – #14-2151
  • Montana – # 19186
  • Nebraska License # NE 19186
  • Ohio license # MBMB.850219.000
  • Oregon License # ML-5252
  • Pennsylvania License # 52777
  • South Carolina NMLS #19186
  • Tennessee License # 115329
  • Texas NMLS #19186
  • Utah License # 9730480
  • Virginia – Licensed by Virginia State Corporation Commission, License # MC-5428
  • Washington License # is CL-19186
  • Wisconsin License # 21925BA, WISCONSIN DEPARTMENT OF FINANCIAL INSTITUTIONS, MORTGAGE BANKING SECTION, 201 W WASHINGTON AVE, SUITE 500, MADISON, WI 53703, (608) 261-7578

Rev. April 2017