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	<title>PERL Mortgage Podcast</title>
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	<link>http://perlmortgage.com/blog</link>
	<description>PERL Mortgage Podcast</description>
	<pubDate>Fri, 03 Feb 2012 16:14:48 +0000</pubDate>
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	<itunes:summary>The PERL Mortgage Podcast, direct from Chicago, features expert analysis and opinion from the top independent lenders, real estate agents, attorneys, tax advisers and more.  For in-depth articles, visit perlmortgage.com.</itunes:summary>
	<itunes:subtitle>PERL Mortgage Podcast</itunes:subtitle>
	<itunes:author>PERL Mortgage, Inc.</itunes:author>
	<itunes:image href="http://perlmortgage.com/images/PERLpodcastLogo.jpg" />
	<image><url>http://perlmortgage.com/images/PERLpodcastLogo.jpg</url><title>PERL Mortgage Podcast</title><link>http://perlmortgage.com/blog</link></image>
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	<itunes:category text="Business">
		<itunes:category text="Investing" />
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	<itunes:keywords>Mortgage, PERL, Finance, Loans, Advice, Market, Credit,  Lending, the Fed, Home, Real Estate</itunes:keywords>
	<itunes:explicit>no</itunes:explicit>
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		<itunes:name>PERL Mortgage, Inc.</itunes:name>
		<itunes:email>info@perlmortgage.com</itunes:email>
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			<item>
		<title>PERL Podcast / The Year Before and The Year Ahead</title>
		<link>http://perlmortgage.com/blog/podcasts/perl-podcast-the-year-before-and-the-year-ahead/</link>
		<comments>http://perlmortgage.com/blog/podcasts/perl-podcast-the-year-before-and-the-year-ahead/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 19:20:48 +0000</pubDate>
		<dc:creator>dgranata</dc:creator>
		
		<category><![CDATA[Podcasts]]></category>

		<category><![CDATA[2011]]></category>

		<category><![CDATA[Barry Schwartz]]></category>

		<category><![CDATA[HARP]]></category>

		<category><![CDATA[Predictions]]></category>

		<category><![CDATA[Year in Review]]></category>

		<guid isPermaLink="false">http://perlmortgage.com/blog/?p=2780</guid>
		<description><![CDATA[Barry Schwartz gives an overview of 2011 and predicts how things might look in 2012 for housing and mortgages.]]></description>
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	<itunes:summary>Top PERL Loan Officer Barry Schwartz gives an overview of how the housing market and mortgage rates behaved in 2011, and offers some insights on how things might look in 2012. Alsoa quick look at the governments HARP program, and how it could affect mortgage banking.</itunes:summary>
<itunes:subtitle>Barry Schwartz gives an overview of 2011 and predicts how things might look in 2012 for housing and mortgages.</itunes:subtitle>
	</item>
		<item>
		<title>PERL Podcast / Chicago Housing Market in Fall 2011</title>
		<link>http://perlmortgage.com/blog/podcasts/perl-podcast-chicago-housing-market-in-fall-2011/</link>
		<comments>http://perlmortgage.com/blog/podcasts/perl-podcast-chicago-housing-market-in-fall-2011/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 15:16:47 +0000</pubDate>
		<dc:creator>nkeenan</dc:creator>
		
		<category><![CDATA[Podcasts]]></category>

		<category><![CDATA[Dream Town Realty]]></category>

		<category><![CDATA[Housing Market]]></category>

		<category><![CDATA[Interest Rate]]></category>

		<category><![CDATA[Matt Cochran]]></category>

		<category><![CDATA[Ramona DeMille]]></category>

		<guid isPermaLink="false">http://perlmortgage.com/blog/?p=2707</guid>
		<description><![CDATA[Ramona DeMille of Dream Town Realty and Matt Cochran look at key housing market indicators.]]></description>
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	<itunes:summary>This week, Ramona DeMille of Dream Town Realty and Matt Cochran of PERL Mortgage analyze how Chicago has fared in the broader context of the housing market - from the recent stabilization of available home prices to historically low interest rates.</itunes:summary>
<itunes:subtitle>Ramona DeMille of Dream Town Realty and Matt Cochran look at key housing market indicators.</itunes:subtitle>
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		<item>
		<title>PERL Podcast / Mortgage Insurance</title>
		<link>http://perlmortgage.com/blog/podcasts/perl-podcast-mortgage-insurance-2/</link>
		<comments>http://perlmortgage.com/blog/podcasts/perl-podcast-mortgage-insurance-2/#comments</comments>
		<pubDate>Sun, 15 May 2011 17:14:56 +0000</pubDate>
		<dc:creator>nkeenan</dc:creator>
		
		<category><![CDATA[Podcasts]]></category>

		<category><![CDATA[Alex Margulis]]></category>

		<category><![CDATA[FHA]]></category>

		<category><![CDATA[mortgage insurance]]></category>

		<category><![CDATA[regulations]]></category>

		<guid isPermaLink="false">http://perlmortgage.com/blog/?p=2537</guid>
		<description><![CDATA[Alex Margulis explains mortgage insurance.]]></description>
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	<itunes:summary>Mortgage insurance, which is usually applied to any home purchased with a low down payment, is one way that the FHA helps to manage the risks of the housing market. Recently, new FHA regulations for mortgage insurance rates and premiums went into effect. Alex Margulis, one of PERLs top mortgage advisors, helps explain the basics of mortgage insurance and how the new regulations will affect the future state of the housing market.</itunes:summary>
<itunes:subtitle>Alex Margulis explains mortgage insurance.</itunes:subtitle>
	</item>
		<item>
		<title>PERL Podcast / All About Money Down</title>
		<link>http://perlmortgage.com/blog/podcasts/perl-podcast-all-about-money-down/</link>
		<comments>http://perlmortgage.com/blog/podcasts/perl-podcast-all-about-money-down/#comments</comments>
		<pubDate>Sun, 01 May 2011 17:14:33 +0000</pubDate>
		<dc:creator>nkeenan</dc:creator>
		
		<category><![CDATA[Podcasts]]></category>

		<category><![CDATA[Barry Schwartz]]></category>

		<category><![CDATA[down payment]]></category>

		<category><![CDATA[FHA]]></category>

		<category><![CDATA[Jennifer Gerard]]></category>

		<guid isPermaLink="false">http://perlmortgage.com/blog/?p=2518</guid>
		<description><![CDATA[Barry Schwartz and Jennifer Gerard discuss down payments.]]></description>
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	<itunes:summary>New homebuyers might be perplexed about the qualifications and criteria that are used to determine a minimum down payment. Top PERL loan officer Barry Schwartz and fellow PERL mortgage specialist Jennifer Gerard help unravel the mysteries of money down.</itunes:summary>
<itunes:subtitle>Barry Schwartz and Jennifer Gerard discuss down payments.</itunes:subtitle>
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		<item>
		<title>PERL Podcast / The Short Sale Process</title>
		<link>http://perlmortgage.com/blog/podcasts/perl-podcast-short-sale-process/</link>
		<comments>http://perlmortgage.com/blog/podcasts/perl-podcast-short-sale-process/#comments</comments>
		<pubDate>Sat, 30 Apr 2011 15:00:14 +0000</pubDate>
		<dc:creator>nkeenan</dc:creator>
		
		<category><![CDATA[Podcasts]]></category>

		<category><![CDATA[Akos Straub]]></category>

		<category><![CDATA[Dean Vlamis]]></category>

		<category><![CDATA[home buying]]></category>

		<category><![CDATA[short sales]]></category>

		<category><![CDATA[Vince Milito]]></category>

		<guid isPermaLink="false">http://perlmortgage.com/blog/?p=2481</guid>
		<description><![CDATA[Strategies for selling a home short.]]></description>
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	<itunes:summary>With the housing market still improving at a slow-but-steady pace, some properties are selling short, which can mean different things to home buyers and home owners. Akos Straub and Vince Milito of Chicago Short Sale Negotiators and top PERL producer Dean Vlamis discuss the basics of short sales and some advice on how to make the most out of this current market trend.</itunes:summary>
<itunes:subtitle>Strategies for selling a home short.</itunes:subtitle>
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